MonyaVoice expense tracker: say what you spent
Monya is a voice expense tracker for Android, iPhone and the web. You say one phrase, such as “yesterday taxi 12, coffee 4.50 and salary 3,200”, and its AI creates separate entries with amount, date, category and account. It understands 18 languages and dozens of currencies.
Free version forever. Premium comes with a free trial.
How it works
- Tap the microphone and speak the way you would to a friend.
- Monya splits the phrase into entries and fills in amount, date, category, account and currency.
- Check the result and save. Edit any field with one tap if needed.
Things you can say
| You say | Monya records |
|---|---|
| coffee 4.50, taxi 12 | Two expenses: Coffee & cafés 4.50, Transport 12 |
| yesterday groceries 63 from the Visa card | Groceries 63, yesterday’s date, Visa account |
| lunch in Bangkok 250 baht | Restaurants 250 THB, converted to your main currency |
| got salary 3,200 | Income 3,200 |
| moved 500 from checking to savings | A transfer between your own accounts |
Why voice beats typing
Typing every purchase into an app is the chore that makes people give up on tracking. Saying “taxi 12” while you get out of the car takes three seconds, so the habit survives the busy days. You can also record a whole day at once in the evening: “breakfast 8, metro 2.90, lunch 14, groceries 37”.
Voice works with everything else
- Budgets warn you at 80% and when you go over.
- Screenshots of any banking app add what you missed.
- On Android, bank notifications become entries automatically.
- Projects, tags and family accounts are understood by voice too.
FAQ
Is my voice recording stored?
On iPhone, speech is turned into text on the device and only the text reaches our server. Card and phone numbers are removed before the text reaches the AI.
Which languages can I speak?
18 languages, including English, Spanish, Portuguese, German, French, Turkish, Chinese, Japanese, Hindi, Arabic, Russian and Thai.
Can I say several expenses at once?
Yes. One phrase can hold many entries with different dates, accounts and currencies.
Is voice entry free?
The free version includes 5 AI entries a month. Premium allows up to 100 a day and starts with a free trial.
Try it with your last purchase
Open Monya, tap the microphone and say what it cost.
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